David Ellis Photo Not Available
David Ellis| NMLS# 1489590
Loan Officer

Blog Articles

Mortgage Strategies and Solutions for Self-Employed Borrowers

Mortgage Strategies and Solutions for Self-Employed Borrowers

Posted on

Are you self-employed? Do you own your own business and are struggling to obtain financing? Are your tax

Read More
Decoding Mortgage Discount Points: Is It Worth It for You?

Decoding Mortgage Discount Points: Is It Worth It for You?

Posted on

The Federal Reserve raised interest rates eleven times between 2022 and 2023. As a result, buyers are running

Read More
A New Way to Compete With Cash Buyers: Meet Our Value Assurance Program

A New Way to Compete With Cash Buyers: Meet Our Value Assurance Program

Posted on

The phrase “cash is king” has dominated the real estate market in recent years. Nationally, more

Read More
Buy Now, Sell Later: Qualifying for a New Home Without Selling Your Current One

Buy Now, Sell Later: Qualifying for a New Home Without Selling Your Current One

Posted on

If you are a current homeowner looking to move, you know the challenges that come with finding a new home

Read More
Understanding the Pros and Cons of “No Fee” Refinances

Understanding the Pros and Cons of “No Fee” Refinances

Posted on

In our industry, the word “free” is bound to cause some excitement. Who wouldn’t want to

Read More
Tax Season 2024: The Ultimate Guide for Homeowners

Tax Season 2024: The Ultimate Guide for Homeowners

Posted on

A new tax season is upon us, and even though taxes aren’t due until April 15, 2024, it pays to get

Read More
Property Taxes Too High? Learn What Qualifies for an Appeal

Property Taxes Too High? Learn What Qualifies for an Appeal

Posted on

As a homeowner, property taxes are one of the inevitable expenses that come with owning a house. However, if

Read More
The Fast, Digital Way to Access Your Home’s Equity: NFTYDoor’s HELOC

The Fast, Digital Way to Access Your Home’s Equity: NFTYDoor’s HELOC

Posted on

Financial freedom starts at home. Whether you’re struggling to tackle high-interest

Read More
SONYMA’s Credit is Due Program: Making NY Homeownership a Reality

SONYMA’s Credit is Due Program: Making NY Homeownership a Reality

Posted on

The State of New York Mortgage Agency (SONYMA) furthered its commitment to creating homeownership

Read More
Unveiling Homestead Advantage: Your Key to Affordable Homeownership

Unveiling Homestead Advantage: Your Key to Affordable Homeownership

Posted on

It’s time to turn your vision of “home sweet home” into a concrete foundation beneath your

Read More
Navigating Your Mortgage Options After Filing for Bankruptcy

Navigating Your Mortgage Options After Filing for Bankruptcy

Posted on

As bankruptcy rates increased in 2023, it became evident that many individuals and small businesses are

Read More
Unsubscribed: How to Track and Cancel Forgotten Subscriptions

Unsubscribed: How to Track and Cancel Forgotten Subscriptions

Posted on

Take a moment to think about your recurring payments- everything from streaming platforms, exercise clubs,

Read More
Expert Quotes on the 2024 Housing Market Forecast

Expert Quotes on the 2024 Housing Market Forecast

Posted on

Experts are optimistic about what 2024 holds for the housing market. If you’re looking to buy or sell a home in the new year, the best way to ensure you’re up to date on the latest forecasts is to partner with a trusted real estate agent.

Read More
How a Cost Segregation Study Can Reduce Your Taxes and Benefit Your Investment Property

How a Cost Segregation Study Can Reduce Your Taxes and Benefit Your Investment Property

Posted on

Cost segregation studies are a powerful, but often overlooked, tool for investment property

Read More
Down Payment Assistance Available in New York: Introducing DPAL Plus ATD

Down Payment Assistance Available in New York: Introducing DPAL Plus ATD

Posted on

The State of New York Mortgage Agency (SONYMA) recently announced a new initiative to further promote housing

Read More