David Ellis Photo Not Available
David Ellis| NMLS# 1489590
Loan Officer

Blog Articles

Defining LTV and PMI for New Homeowners

Defining LTV and PMI for New Homeowners

Posted on

As you begin the process to find and purchase a new home you will quickly learn the road to homeownership is

Read More

Three Ways to Avoid Getting Outbid on Your New Home

Posted on

As housing inventories remain constrained in many markets, some buyers may face increased competition and

Read More
The Lowdown on Down Payments

The Lowdown on Down Payments

Posted on

MYTH: You need to put 20% down to purchase home. FACT: There are many options out there, you can

Read More
How to Know When It’s Time to Refinance

How to Know When It’s Time to Refinance

Posted on

Refinancing is a pretty simple concept. It means you pay off your existing mortgage and replace that loan

Read More
How To Choose The Right Mortgage Loan Officer

How To Choose The Right Mortgage Loan Officer

Posted on

Choosing a loan officer, like choosing a Realtor, is one of the most important decisions you can make when

Read More
Demystifying the Mortgage Loan Process

Demystifying the Mortgage Loan Process

Posted on

There are so many moving parts to the successful purchase of a home,and getting a mortgage is a big

Read More
Talk the Talk . . . all the mortgage terms you need to know

Talk the Talk . . . all the mortgage terms you need to know

Posted on

The process of getting a mortgage has it’s own lexicon. There are words, acronyms and shorthand that

Read More
3 Important Things To Know About Mortgages

3 Important Things To Know About Mortgages

Posted on

Everyone has advice when it comes to buying a home. But there are a few things that you should keep in mind

Read More
0% Down-Payment Home Loans . . .USDA, the last Frontier

0% Down-Payment Home Loans . . .USDA, the last Frontier

Posted on

Frontier brings to mind windswept fields and plains dotted with distant homes and outbuildings. Rural,

Read More
First Time Buyer? Get Set!

First Time Buyer? Get Set!

Posted on

Financial documents in order and accessible?Check. Credit score at least

Read More
First Time Buyer? Get Ready!

First Time Buyer? Get Ready!

Posted on

Most kids get an annual check up. Many adults also have a physical every year or two. But how often have you

Read More
It’s a Good Time in the Mortgage Market Once Again

It’s a Good Time in the Mortgage Market Once Again

Posted on

The housing debacle that forced millions out of their homes in the last decade is something we’d all

Read More
NJ Lenders - Don't Let The Name Fool You

NJ Lenders - Don't Let The Name Fool You

Posted on

You know us by our name. For our clients both past and present, we’re NJ Lenders Corp. and proud of our

Read More
Things To Avoid So Your Mortgage Loan Is Not Turned Down

Things To Avoid So Your Mortgage Loan Is Not Turned Down

Posted on

This could just as easily be called, “Top Tips for a Loan Approval” or “Don’t

Read More
College Tuition On the Horizon?

College Tuition On the Horizon?

Posted on

New parents at some point begin to hear the phrase, “save for college education.” Yet many

Read More